Choose Your Path
Three tiers. Three levels of transformation. Every tier offers financing that builds your credit profile — from AI education to full enterprise deployment.
Tier 1 — AI School
Credit Path
24 months · Total $5,225 · APR 14.99%
- Full access to all 12 AI modules immediately
- Up to $10,000 installment tradeline on your credit file
- Reported monthly to Equifax, Experian & TransUnion
- 24-month payment history builds your credit profile
- After 24 on-time payments, remaining balance deferred
- Physical completion certificate mailed to you
* Soft credit pull may be required. No impact to your score.
Monthly
No commitment · One module at a time
- Access one AI module at a time
- Advance to next module when you complete each one
- No down payment required
- Cancel anytime
- No credit bureau reporting
Annual
Best for commitment · All modules
- Full access to all 12 AI modules
- Save $228 vs. Credit Path total
- No monthly payments
- No credit bureau reporting
Credit Path financing available on school and system tiers. Payments build an installment tradeline reported monthly to the three major credit bureaus.
Tier 2
AI Business System
We build your complete private AI business system — every department, every workflow. Done for you. Credit Path available: $997 down + $397/mo × 24 mo, reporting a $9,997 tradeline.
Learn more →Tier 3
Strategic Enterprise
Hands-on team implementation with your staff. We come in, work alongside your team, and AI-power your entire business from the ground up. Minimum retainer: $20,000. Enterprise credit line: $50,000–$500,000+.
Inquire →Frequently Asked Questions
What's the difference between Credit Path and Monthly?
Credit Path is $197/mo after a $497 down payment — and it builds a $10,000 installment tradeline on your credit file reported to all 3 bureaus. Monthly is $397.99/mo with no credit reporting. Credit Path is the better deal if you care about your credit at all.
Do I need good credit to apply for Credit Path?
No. You don't need an existing credit history to apply. A soft credit inquiry may be performed — it has no impact on your credit score.
What does 'one module at a time' mean for Monthly?
Monthly subscribers unlock one AI module at a time. When you complete a module, you unlock the next. It's designed to keep you progressing — not as a limitation.
Can I switch plans later?
Yes. Monthly subscribers can upgrade to Annual or Credit Path at any time. Contact oliver@leethomas.dev to arrange a plan change.
What payment methods are accepted?
All major credit and debit cards are accepted at checkout. Zelle is also accepted — email oliver@leethomas.dev with the subject 'Zelle Payment — [your name]' for manual processing.
Is this a loan?
No. Credit Path is a retail installment sale of educational services. Lee Thomas IT Financial LLC is the seller-financier. This is not a bank loan and no banking license is required. Wyoming law governs.
Ready to start?
Apply for Credit Path in 5 minutes, or enroll directly in Monthly or Annual.